IJABAH

Peran BMT Nuansa Umat Dalam Memberdayakan Ekonomi Masyarakat Di Kecamatan Grujugan Kabupaten Bondowoso

2023-02-04T10:29:22+07:00

Financial institutions have a very big role in developing people's growth in the industrial era. Among them is BMT. BMT is a business entity that has a legal entity as a cooperative and must comply with the rules regarding cooperatives. This study aims to determine the role of BMT NU Grujugan Branch through community economic empowerment programs and the community's perspective on the role of BMT Nuansa Ummat Grujugan Branch. The type of method used in this research is a qualitative method with a field research approach. Data collection in this study was carried out through observation, interviews, and documentation techniques. The informant determination technique is Snowball sampling. Informants in this study included the head of the BMT NU branch, the financing department, the savings section, customers who took financing and the recipients of social funds. The findings of this study show that the role of BMT Nuansa Ummat Grujugan Branch in empowering the community's economy is very high, covering several things including operational activities carried out in accordance with sharia principles, distancing the community from non-Islamic economic practices, as intermediaries between shohibul maal and the duafa/mudharib in terms of collecting and developing social funds.

Strategi Internet Marketing Dalam Meningkatkan Volume Penjualan Usaha Skincare Gbee Glow Beauty (Perspektif Ekonomi Islam)

2023-03-02T07:28:29+07:00

This research was conducted to find out the internet marketing strategy in increasing the sales volume of the Gbee Glow Beauty skincare business according to the perspective of Islamic Economics and also aims to find out the problems faced in increasing the volume of business sales at Skincare Gbee Glow Beauty. This research includes field research (field research) using qualitative descriptive methods. The data collection techniques used in this research are observation and interview methods. The results showed that the internet marketing strategy carried out by Gbee Glow Beauty in increasing the sales volume of Skincare products was carried out through marketing on social media such as Facebook, WhatsApp, Instagram, and Shopee. In addition to maximizing through social media platforms, Gbee Glow Beauty also combines its marketing strategies through honest and excellent service strategies and competitive prices, good product quality, direct distribution channels, and massive online promotions. These efforts have proven to be able to increase consumer interest in buying Gbee Glow Beauty products.

Pengaruh Harga Dan Kualitas Produk Terhadap Minat Beli Konsumen Pada Usaha Aqiqah Karya Tanjung Farm Mojokerto

2023-03-14T18:12:29+07:00

This research was conducted to examine the effect of price and product quality on consumer buying interest in the Aqiqah Karya Tanjung Farm Mojokerto business. The data analysis technique used in this research is multiple linear regression analysis using SPSS. The population of this study are all consumers who have made purchases at Aqiqah Karya Tanjung Farm Mojokerto. The sampling technique for this study used non-probability sampling with purposive sampling method, with a total sample of 80 respondents. The primary data of this study were obtained by distributing questionnaires to all samples. The results of this study indicate that price has no significant effect while product quality has a significant effect on consumer buying interest in the Aqiqah Karya Tanjung Farm Mojokerto business. So it can be concluded that consumers are not price sensitive as long as the product quality remains good. The implication, companies can use the quality of the products produced as a competitive advantage in their business competition.

Pengaruh Budaya Organisasi Islam dan Lingkungan Kerja terhadap Kinerja Karyawan Bank Syariah Indonesia (Studi Kasus Bank Syariah Indonesia Kantor Cabang Universitas Jember)

2023-05-06T12:54:51+07:00

A study that describes how much influence Islamic organizational culture and work environment have on employee performance at Bank BSI KCP University of Jember. The research used by researchers is quantitative research and data collection techniques using observation, interviews, documentation and questionnaires to 30 respondents with a non-probability sample using saturated sampling techniques. The results of the statistical regression test on the variables of Islamic organizational culture (X_1) and work environment (X_2) have a positive effect on employee performance (Y). This is shown in the results of multiple linear regression analysis, namely Y=15.102+-0.731 X_1+1.203 X_2+e. The results of testing the hypothesis t test for Islamic organizational culture (X_1) count significant value of 0.020 <0.05 and t_count -2.466 > t_table 2.042 which means Islamic organizational culture (X_1) partially has a negative and significant effect on employee performance, the results for work environment variable (X_2) a significant calculated value of 0.000 <0.05 and t_count 5.074 > t_table 2.042 which means the work environment (X_2) partially has a positive and significant influence on employee performance. Simultaneous statistical test results or the f-test showed f_count = 19.766 > f_table = 3.32 and arithmetic significance of 0.000 <0.05.

Keywords: Islamic Organizational Culture, Work Environment and Employee Performance

Analisis Kinerja Keuangan Sebelum dan Sesudah Merger Pada PT. Bank Syariah Indonesia

2023-05-07T11:08:56+07:00

Bank Syariah Indonesia, Bank BSI, is a merger of bank state owned state as Bank Syariah Mandiri, BSM, Bank Negara Indonesia Syariah, BNIS, and Bank Rakyat Indonesia Syariah, BRIS to empower and develop sharia economic ecosystem and national halal industry. This study aims to analyze the differences financial performance before and after merger into BSI. This research utilized descriptive comparative financial ratio as follows Capital Adequacy, CAR, Non-Performing Financing, NPF, Return on Assets, ROA, and Short Term Mismatch, STM. The results concluded that the three banks state banks before the merger had categorized good in capital and asset quality, and after the merger they showed an increase so that their capital and asset quality became very good. The average profitability of Sharia banks before the merger was good, except Bank BSM was still not good, then after merger resulted into Bank BSI categorized better profitability. The liquidity of the three banks before the merger was not good, but after the merger, Bank BSI had increased so that it became very good. So the merger into Bank BSI can increase financial performance.

Pengaruh Religiusitas, Faktor Sosial Ekonomi, Dan Faktor Teknologi Terhadap Minat Pengggunaan Linkaja Syariah Pada Generasi Z Di Kabupaten Bondowoso

2023-05-06T12:32:18+07:00

This study aims to determine the influence of religion, socio-economic factors, and technological factors on the interest in using Linkaja Syariah in Generation Z in Bondowoso Regency. This type of research uses explanatory research which explains the relationship or influence between independent and dependent variables. This research is a quantitative study with a sample of 80 respondents. The sample is Linkaja Syariah users aged 18-27 years (generation z). The data was obtained by distributing questionnaires, namely in the form of questionnaires directly to the respondents. The data analysis method in this study uses multiple linear analysis. The results of this study were taken based on the regression test. The test results are first, partially religiosity influences interest in use. Second, partially socio-economic factors influence user interest. Third, partially technological factors influence user interest. Fourth, simultaneously religiosity, socio-economic factors, technological factors influence user interest.