IJABAH

Keputusan Pedagang Menabung di Koperasi Simpan Pinjam Syariah (KSPS) Baitul Maal Wat Tamwil (BMT) Sidogiri Cabang Silo (Studi Kasus Pasar Sempolan Kecamatan Silo Kabupaten Jember)

Mohammad Egar Aria Bagaskara, Purnamie Titisari, Akhmad Munir — Wed, 17 Apr 2024 00:00:00 +0700

The aim of this research is to explore the decisions of traders to save at the Sharia Savings and Loans Cooperative (KSPS) Baitul Maal Wat Tamwil (BMT) Sidogiri Silo Branch (Case Study of Sempolan Market, Silo District, Jember Regency). This research is a type of descriptive qualitative research. Using participant observation methods, interview methods and documentation. The research results show that decision making at BMT Sidogiri is influenced by Islamic principles such as the absence of ribawi elements which are considered as the basis for saving decisions. For affordable locations along highways or cities, it will be easy for customers to find them to save. Speed and accuracy of service carried out in a friendly, fair, fast, precise and ethical manner so as to meet customer needs and satisfaction. For traders, the pick-up system is very important because it allows consumers to pay quickly and easily, making this system more valuable and different from other systems.

Pengaruh Zakat dan Investasi Terhadap Pertumbuhan Ekonomi di Jawa Timur Tahun 2016-2020

Dewi Ayu Windrayati — Wed, 17 Apr 2024 00:00:00 +0700

This study aims to determine how the influence of zakat and investment on economic growth in East Java in 2016-2020. The research approach uses a quantitative approach. Using a population of 38 regencies / cities in East Java Province. The data analysis method used uses panel data regression which shows the results that the zakat variable has no significant effect on economic growth in East Java in 2016-2020. Meanwhile, the investment variable has a significant effect on economic growth in East Java in 2016-2020. These results show the importance of increasing awareness to implement zakat in the community so that it can have an influence not only regionally but also nationally.

Faktor-Faktor yang Memengaruhi Minat Nasabah Menggunakan Aplikasi BMT NU-QIMAH Dengan Model Technology Acceptance Model (TAM)

Wakik Isnani, Rochmatulloh Alaika — Wed, 17 Apr 2024 00:00:00 +0700

This research was conducted with the aim of finding out what factors can influence customer interest in using the BMT NU-Q application, so this research tries to identify using a technology acceptance model, namely the Technology Acceptance Model by selecting the variables ease of use, usefulness, security and promotion in influencing customer interest in using the BMT NU-Q application. This study uses a quantitative approach. The population in this research is the BMT NU Cermee Branch customers who use the BMT NU-Q application, namely 184 customers, while the sample was determined at 114 respondents. The data source in this research is primary data. The data analysis method used is multiple linear regression analysis. The results of this research indicate that partially ease of use does not have a significant effect on customer interest in using the BMT NU-Q application. Usefulness has a significant effect on customer interest in using the BMT NU-Q application. Security also has a significant effect on customer interest in using the BMT NU-Q application. And promotions also have a significant effect on customer interest in using the BMT NU-Q application. Meanwhile, simultaneously ease of use, usefulness, security and promotion have a significant effect on customer interest in using the BMT NU-Q application.

Peranan Zakat Community Development Untuk Meningkatkan Pendapatan Mustahik Di Badan Amil Zakat Nasional Kabupaten Bondowoso

Zakina Rulinda Hijjas, Moehammad Fathorrazi, Anifatul Hanim — Wed, 17 Apr 2024 00:00:00 +0700

This research has a purpose to analyze the role of the Zakat Community Development program conducted by BAZNAS towards the increase in mustahik income. ProgramZakat Community Development in the form of forming livestock groups with funds coming from Zakat, Infaq and alms from muzakki. This research data comes from primary data obtained through interviews and observations with BAZNAS administrators and mustahik while secondary data comes from documents, books and journals that are in accordance with the research. The methodology used in this research uses a qualitative method with a case study approach. The results of this research show that there are two livestock groups formed by BAZNAS, namely goats and rabbits. All needs for forming a livestock group come from zakat funds. These two livestock groups are managed by mustahik who are selected to become members. The livestock group was given assistance in the form of providing livestock, building cages and assistance by BAZNAS in collaboration with Jember University, Bondowoso Campus and the Regional Government. With the existence of a livestock group, mustahik have the opportunity to become a farmer and can increase their income and fulfill their living needs.

Pengaruh E-Service Quality, Brand Image dan Etika Bisnis Islam Terhadap Kepuasan Konsumen Shopee pada Mahasiswa Ekonomi Syariah dan Akuntansi di Universitas Jember Kampus Bondowoso

Muhammad Jakfar, Purnamie Titisari, Agus Luthfi — Wed, 17 Apr 2024 00:00:00 +0700

Shopee is an online shopping platform that is widely used by people from various groups, from the lower middle class to the upper middle class. Shopee has powerful digital services and is accompanied by very easy payment methods and provides many promotions such as discounts and free shipping with or without a minimum purchase, this service is what makes Shopee one of the best e-commerce. The aim of this research is to determine and analyze the influence of E-Service Quality, Brand Image and Islamic Business Ethics on Consumer Satisfaction on the Shopee application. In this research, the Purposive Sampling method was used to obtain samples. Meanwhile, for this research method, a quantitative descriptive method approach is used. The research results can be concluded that partially there is a significant influence of E-Service Quality, Brand Image and Islamic Business Ethics on consumer satisfaction. Apart from that, the results of this research also show that there is a significant positive influence of the variabels E-Service Quality, Brand Image and Islamic Business Ethics simultaneously on Consumer Satisfaction. This indicates that these elements need serious attention for marketing because these variabels will influence consumer considerations in making purchasing decisions.

Pengaruh Zakat, Infak, dan Sedekah (ZIS) dan Pembiayaan Perbankan Syariah Terhadap Perekonomian di Indonesia Tahun 2012 - 2022

Mochammad Cholil, Moehammad Fathorrazi, Lilis Yuliati — Wed, 17 Apr 2024 00:00:00 +0700

This research aims to examine and analyze the influence of Zakat, Infaq and Alms (ZIS) and sharia banking financing on the economy in Indonesia, both in the short and long term. The data in this research is secondary time series data in the form of quarters from 2012 to 2022. The analysis in this research uses VAR/VECM estimation with independent variables namely Zakat, Infaq and Alms (ZIS) and sharia banking financing while the dependent variable is Gross Domestic Product (GDP) Indonesia. The VECM estimation results in this research show that in the short term Zakat, Infaq and Alms (ZIS) during the past 3 quarters had a positive and significant effect on Indonesia's Gross Domestic Product (GDP), then in the long term Zakat, Infaq and Alms (ZIS) during 1 quarter ago had a positive and significant impact on Indonesia's Gross Domestic Product (GDP). Meanwhile, sharia banking financing (IBF) in the short term did not have a significant effect on Indonesia's Gross Domestic Product (GDP), while in the long term sharia banking financing (IBF) 1 quarter ago had a positive and significant effect on Indonesia's Gross Domestic Product (GDP).