IJABAH

Analisis Pembiayaan Murabahah Pada Baitul Maal Wat Tamwil Dalam Proses Jual Beli Usaha Mikro, Kecil, Dan Menengah (Studi Kasus Pada Bmt Usaha Gabungan Terpadu Nusantara Capem Kencong)

Anggun Astri Anggraini — Tue, 01 Oct 2024 00:00:00 +0700

This research aims to determine the impact of implementing Murabahah financing in the buying and selling process for Micro, Small and Medium Enterprises (MSMEs) at BMT UGT Nusantara. This research uses a descriptive qualitative approach with the type of field research. The location that is the object of this research is BMT UGT Nusantara Capem Kencong. Researchers used primary data obtained through interviews, observation and documentation. Data validity analysis uses triangulation techniques. The results of the research conclude that Murabahah financing at BMT UGT Nusantara Capem Kencong has a good impact on the economy, especially on the surrounding MSMEs, which can be proven by several developments that have occurred in MSMEs through indicators including increasing income, increasing trading facilities (ruko), and increasing the number of buyer

Strategi Bank Muamalat Cabang Jember Dalam Meningkatkan Kualitas Pelayanan Dan Kepuasan Nasabah

Nidaan Farhanin Imaniyah — Tue, 01 Oct 2024 00:00:00 +0700

This research aims to explore the strategy of Bank Muamalat Jember Branch in improving service quality and customer satisfaction. The research method used in this research is a qualitative descriptive approach with the data collection methods used are observation, interviews and documentation. The research results based on interviews stated that the strategies carried out by Bank Muamalat Jember Branch in improving service quality were in applying SERVQUAL (service quality), namely tangible, reliability, responsiveness, assurance and empathy; and strategies for increasing customer satisfaction by Bank Muamalat Jember Branch implementing customer measurement methods, namely a suggestion complaint system and customer satisfaction surveys.

Pengaruh Penerapan Nilai-Nilai Islam, Citra Perusahaan Dan Kepuasan Nasabah Terhadap Loyalitas Nasabah Pada Bank Syariah Indonesia Di Kabupaten Bondowoso

Devi Lidia, Deasy Wulandari, Suparman Suparman — Tue, 01 Oct 2024 00:00:00 +0700

This study seeks to evaluate the impact of applying Islamic values, the company's image, and customer satisfaction on customer loyalty in sharia banks located in Bondowoso Regency. The research is explanatory, focusing on the relationship or influence between independent and dependent variables. It employs a quantitative approach, sampling 100 Muslim customers of Indonesian sharia banks. Data collection was conducted via questionnaires distributed through Google Forms. The data were analyzed using multiple linear regression analysis, with the results derived from regression tests. The findings revealed that, firstly, the application of Islamic values does not independently affect customer loyalty. Secondly, the company's image has a partial impact on customer loyalty. Thirdly, customer satisfaction influences customer loyalty. Finally, the combined application of Islamic values, company image, and customer satisfaction has a significant effect on customer loyalty.

Market Share Perbankan Syariah Di Indonesia: Makro Ekonomi Dan Financial Performance

Baiq Naili Amalia, Guntur Kusuma Wardana — Tue, 01 Oct 2024 00:00:00 +0700

This study aimed to know the influence of macroeconomic factors (inflation, Bi Rate) and Financial Performance (ROA, CAR, FDR) onthe market share of Islamic banking in Indonesia. This study is quantitative with an explanatory approach. The population in this study consisted of 14 Islamic Commercial Banks. The sample consisted of 6Islamic Commercial Banks registered with the Financial Services Authority (OJK) and Bank Indonesia. The sample was taken using a purposive sampling technique. The data analysis used panel data regression with Eviews 9. The results show that partially inflation, Bi Rate, FDR variables had a significant negative effect on the market share. ROA and CAR variables have no significant effect on the market share. In addition, simultaneously the variables of Inflation, Bi Rate, ROA, CAR, FDR have a significant effect on market share.

Analisis Penerapan Marketing Mix Syariah Dalam Akad Rahn Tasjily Untuk Meningkatkan Jumlah Anggota Baitul Maal Wat Tamwil (Studi Kasus di BMT UGT Nusantara Cabang Pembantu Kencong)

Lia Putri Vadilah, Agung Budi Sulistyo, Umi Cholifah — Tue, 01 Oct 2024 00:00:00 +0700

This research aims to explore more deeply the suitability of the application of the Rahn Tasjily concept in the BMT UGTN Capem Kencong with the DSN-MUI Fatwa and explore and analyze the application of Sharia Marketing Mix in the Rahn Tasjily contract in an effort to increase the number of members in the BMT UGTN Kencong sub-branch. This type of research uses a descriptive qualitative approach. Researchers used primary data obtained through interviews, observation and documentation. Data validity analysis uses triangulation techniques. The results of the research concluded that the concept of implementing the Rahn Tasjily contract at the BMT UGT Nusantara Kencong sub-branch was in accordance with the DSN-MUI fatwa Number 68/DSN-MUI/III/2008. BMT has actually implemented indicators in the 7P sharia marketing mix which consists of Product, Price, Place, Promotion, Process, People and Physical Evidence thus increasing Rahn Tasjily's membership in 2021 to around 529 members, while in 2022 it will be 628 members. There are also findings that BMT applies the Customer Centrism theory (consumer-oriented), which means that activities prioritize customers so that members become loyal to BMT.

Pengaruh Rantai Pasok Halal Terhadap Kinerja Produksi Makanan UMKM

Irma Fahriani — Tue, 01 Oct 2024 00:00:00 +0700

The supply chain is a series of overall processes starting from the management, movement, storage and handling of raw materials, inventory of semi-finished goods, which ends with satisfied customers. Researchers use the R-A theory (Resource-Advantage Theory) to explain internal factors and the role of company performance. Researchers use quantitative research with survey methods with data collection techniques, namely questionnaires. The level of potential for the development of MSMEs in Jember Regency is large and continues to increase based on data from the Central Statistics Agency (BPS) Jember Regency also has the largest number of MSMEs in East Java with a total of 647,416. In addition, the market coverage it has is already extensive to various cities and provinces. This is supported by data obtained from media such as Jember radar, detik.com, Tv One, and Kompas Tv. Seeing from these data, its distribution and marketing in Mayang District are areas with the highest production compared to other areas. The population in this study were all Mayang Peanut Cake MSMEs as many as 31 Mayang Peanut Cake MSME business actors in Jember Regency. The results of this study used multiple linear regression analysis by conducting a t-test (partial) and f-test (simultaneous). The results of the analysis indicate that partially the three variables in this study, namely the halal supply chain, HR quality, marketing have a positive and significant influence on production performance. Simultaneously, the three independent variables in this study have a positive and significant influence on the performance of MSME food production.